Hobbies Are Heroes

Activities after school are a great way to focus your time and energy to a subject that you will actually quite fancy giving some attention to. A treat, something to look forward to, a change from your school, college or universities lessons and routine.

Undertaking a hobby can help to keep you motivated and focused on your other work, it can act as a break in your routine and keep you focused and motivated. It will also reflect positively on your character by demonstrating that you are a self-motivated, inspired individual that is dedicated to an additional cause beyond what is expected of you. You will also be able to effectively put into practice and occasionally improve your time management skills. All of these characteristics in a person are extremely desirable and can also strengthen your all-important job or university applications.

Now what to choose? Make sure that you choose to invest your time wisely, pick a hobby that you're likely to enjoy and be stimulated to stick to! Either choose an activity that can improve your skill set, adding to your existing attributes, sometimes a sport or a language, maybe even volunteer work? Or choose something that you are certain you will enjoy and be capable of, reducing the risk of giving up to quickly!

It is important to take into consideration the costs that are involved your chosen hobby, how much are lessons? Will you need to buy any equipment? Can you or your parents afford it? A great tip is to look for used or discounted equipment online or ask your friends and family if they have any equipment that they are willing to lend you.

Taking on an extra curricular activity can be very sociable, an opportunity to meet new people, who are likely to share your interests. It is also a chance to meet people from different backgrounds, and walks of life. You will gain valuable life experience and also create contacts that could be useful in other areas of your life.

As you can see there are many positive reasons to get involved with an extra curricular activity, great for both you and your career, choose wisely and enjoy!

Source by AJ Handley

Potential Hazards and Injuries In the Hobby of Metal Detecting

Even in the apparently benign hobby of metal detecting, injuries can occur. In this article, I’d like to discuss some of the possible hazards and injuries that can occur, as well as some of their remedies.

Although metal detectors are made as light weight as possible by manufacturers, the body and coil of the detector can weigh several pounds. The constant swinging of the coil for long periods of time can cause not only fatigue, but injury to your elbow and shoulder. I myself have “tennis elbow” in the elbow of my swinging arm and feel pain there all of the time. If you metal detect in the water, you have the added resistance of the water against the control box as well as the coil. To avoid elbow and shoulder injuries, slow your swing down, alternate swinging the detector with your other arm, and take frequent breaks from detecting. If possible, mount your detector body on your hip or chest. This is especially true if you detect primarily in the water. Using a chest or hip mount drastically cuts down the weight you are swinging, as well as the water resistance when detecting in the water.

No mater where you are detecting, it’s important to wear the appropriate footwear. If you are detecting on rough, irregular land, wearing a good pair of boots is recommended. Make sure that you have adequate ankle support in order to avoid ankle injuries. When metal detecting in the water, make sure that you wear water shoes, or at the very least some old tennis shoes. Rusty, jagged metal and glass are often found in swimming areas, so proper footwear can prevent serious cuts and the need to go for a tetanus shot. When detecting in the ocean, proper footwear can also protect you from some of the unsavory critters that can be found on the ocean floor. Stay aware of possible rip currents.

Use of knives and other cutting tools such as trowels can also cause injuries. I recently cut the back of my leg with my long-handled water scoop when I wasn’t paying attention to what I was doing.

Whether you are detecting on land of in the water, be aware of the kinds of critters you may run up against. In the ocean, it could mean jellyfish, sharks, skates, etc. On land, it could mean poisonous snakes or insects, or animals that bite.

And though it’s something you may not have considered, some metal detector users have actually been mugged. Because you are wearing headphones, it is easy for someone to sneak up on you.

For the most part, metal detecting is a fun recreational hobby. But just in case, you should be prepared for injuries and keep a first aid kit handy in your car. Have some bug repellent handy in case the bugs are biting. But most of all, just be aware of your surroundings and what you are doing.

Source by Paul A Duncan

Everything About Life Insurance!

Everything About Life Insurance!

I want to start off this 2010 with an article regarding Life Insurance. Many people find this topic morbid but believe me when I say this contract is as important as a Will and should be taken just as seriously as health insurance. Due to the length in details of this article I have provided chapters for easy reading. I hope this will educate you on Life Insurance and the importance of its necessity. (Note: For better understanding “You” is the policy owner and the insured)

Chapters:

1= Introduction

2=When/If you have Life Insurance already

3= Difference between a Insurance Agent and Broker

4= Types of Policies

5= What are Riders and popular types of Riders

6= The medical exam

1) About general Life Insurance:

This is a contract between you and an insurance company to pay a certain amount (the premium) to a company in exchange for a benefit (called the Death Benefit, face amount, or policy amount) to the beneficiary (the person you want to get paid in the time of your death). This can range based on the type of policy (which will be discussed momentarily), your health, your hobbies, the Insurance company, how much you can afford in premiums, AND the amount of the benefit. It sounds overwhelming but it is not if you have the right agent or broker.

Now many people can say that Life Insurance is like gambling. You are betting that you will die in a specific time and the insurance company bets you won’t. If the insurer wins, they keep the premiums, if you win…well you die and the death benefit goes to the beneficiary. This is a very morbid way of looking at it and if that is the case you can say the same for health insurance, auto insurance, and rental insurance. The truth is, you need life insurance in order to ease the burden of your death. Example 1: A married couple, both professionals that earn very well for a living have a child and like any other family has monthly expenses and 1 of the couple has a death. The odds of the spouse going back to work the next day is very slim. Odds are in fact that your ability to function in your career will lower which RISK the cause of not being able to pay expenses or having to use one’s savings or investments in order to pay for these expenses NOT INCLUDING the death tax and funeral expenses. This can be financially devastating. Example 2: lower middle income family, a death occurs to 1 of the income earners. How will the family be capable of maintaining their current financial lifestyle?

Life insurance is about the ability of lowering the risk of financial burden. This can be in the form of simple cash or taxes via estate planning.

KEY Definitions:

The Insured: The person that is covered by the insurance company (He/She does NOT have to the policy owner)

The (policy) Owner: The one that pays the premium, controls the beneficiary, and basically owns the contract (Does NOT have to the insured…hope you understand it can be either/or).

Face Amount: Also known as the death benefit. The amount to be paid to the beneficiary.

The Beneficiary: Is the person/persons/organization who will receive the face amount (death benefit)

2) When/If you have Life Insurance:

First, you should review your beneficiaries once a year and your policy approximately once every 2-3 years. This is free! You need to make sure the beneficiaries are the people/person you want to get paid! Divorce, death, a disagreement, or anything of the sort can make you change your mind about a particular person to receive the benefit so make sure you have the right people, estate/trust, AND/OR organization (non-profit preferably) to receive the benefit. Furthermore, you need to review every 2-3 years because many companies can offer a lower premium OR raise the benefit if you renew your policy or if you find a competitor that sees you have been paying the premiums may compete for your business. Either way, this is something you should consider to either save money or raise the policy amount! This is a win-win for you so there should be no reason not to do this.

3) Life Insurance Agent or Broker, what is the difference?:

The major difference is an Agent is usually an independent sales man that usually works with different insurance companies in order to give the client the best possible policy while the Broker works for a particular company. My personal advice: always choose an Agent. Not because I am one myself BUT because an agent can look out for your benefit by providing different quotes, types, riders that are available (explained later), AND pros/cons regarding each insurance company. If you don’t like a particular insurance company, tell the agent and he should move on to the next carrier (if he persist for some odd reason, fire him). Buyers BEWARE: The Agent should get paid by the carrier that is chosen, not by you specifically. If an Agent asks for money upfront for anything, RUN! There are also Insurance consultants that you pay but to keep things simple, see an Agent. Consultants and Agents are also great in reviewing current policies in order to lower premiums or increase benefits.

4) Types of Policies:

There are 2 main categories: Term and Permanent Insurance. Within each of the 2 categories have sub-categories. I will explain them at a glance in order for you to make the best possible choice for you and your loved ones. Remember, you can have estate/trust or a organization as the beneficiary. (Note: There are even more sub-sub-categories within these sub-categories but the difference are so small and self explanatory that I have not included it in this article. Once you speak to an agent you will have enough knowledge by this article that you will know what questions to ask and know if you agent is right for you).

Term Insurance: A temporary policy in which the beneficiary is paid only upon death of the insured (you) within a specific time period (hence the word “Term”). Term Insurance is usually less expensive with a smaller death benefit. Some do not require medical exams BUT expect to pay a higher premium since the risk of the insurance company is unknown. Also, term insurance normally does not accumulate cash value (explained in permanent insurance) but can be purchased on top of your permanent policy (for those that may have coverage already):

Convertible Term: Ability to convert policy to permanent. There are some REALLY GOOD policies that require no medical exam, driver history, or hazardous avocations at a certain point in order to convert to permanent coverage guaranteed with all the benefits that permanent insurance policies has to offer.

Renewable Term: Able to renew a term policy without evidence of insurability.

Level Term: Fixed premiums over a certain time period than increases (great for those that are young adults and expect within 10 years to have a increase in pay).

Increasing/Decreasing Term: Coverage increases or decreases throughout the term while the premium remains the same.

Group Term: Usually used for employers or associations. This covers several people in order to reduce premiums. (Great for small business owners)

Permanent Insurance: Just as the name states, this provides coverage throughout the lifetime of the insured. This also builds cash value which is fantastic for tax purposes because if you loan out money to yourself using this cash value there are no tax implications. Few policies may have in general withdrawal tax-free. However in most cases, If you withdraw the cash value you pay the only the taxes on the premiums (the amount that grew) which is fantastic. Just make sure your agent knows not to have the cash value grow larger than the death benefit otherwise it is subject to 10% taxes! Surrender charges may also apply when you withdrawal so PLEASE consult with an agent who can assist you with these details. You should consider Permanent Insurance if you have a family and don’t mind an increase in premiums (amount you pay) by a few dollars compared to term.

Traditional Whole Life: Pay a fixed amount of premium in order to be covered for the insured’s entire life which includes accumulating cash value.

Single-Premium Whole Life Insurance: Whole life insurance for 1 lump sum premium (usually that 1 lump sum is very large in order to get a great death benefit).

Participating Whole Life Insurance: Just like Traditional Whole life except it pays you dividends which can be used as cash OR pay your dividends for you! There is no guarantee that you will be paid the dividends, this is based on performance within the insurance company.

Limited Payment Whole Life Insurance: Limited payments for whole life but requires a higher premium since you are in fact paying for a shorter amount of time. This can be based on payment amounts (10, 20, 30, etc payments) or a particular age (whole life is paid up at age 65, 75, 85, etc).

Universal Life Insurance: Flexible premiums with flexible face amounts (the death benefit) with a unbundled pricing factors. Ex: If you pay X amount, you are covered for X amount.

Indexed Universal Life: Flexible premium/benefit with the cash value is tied to the performance of a particular financial index. Most insurance companies crediting rate (% of growth) will not go below zero.

Variable Life Insurance: Death Benefit and cash value fluctuates according to the investment performance from a separate account of investment options. Usually insurance policies guarantee the benefit will not fall below a specified minimum.

Variable Universal Life Insurance (also called Flexible Premium Variable Life Insurance & Universal Life II/2): A combination of Variable and Universal which has premium/death benefit flexibility as well as investment flexibility.

Last Survivor Universal Life Insurance (also called Survivorship or “Second to die” Insurance): Covers 2 people and the death benefit is only paid when both insurers have died. This is FANTASTIC and somewhat a necessity for families that pay estate taxes (usually High-Net-worth individuals).

5) Life Insurance Riders, what is it and why is it very important:

Rider is the name of a benefit that is added to your policy. This provides special additions to the policy which can be blended and put together. There are SO MANY types of riders that I would have to write a different article regarding Riders (and insurance companies add new types of riders often) but I want to at least name the most popular (and in my opinion, the most important) that you should highly consider when choosing a policy. Riders add to the cost of the premium but don’t take riders lightly; it can be a life saver!

Accidental Death Benefit Rider (AD&D): Additional death benefit will be paid to the beneficiary if you die from a result of an accident (ie: Car accidents, a fall down the stairs). This is especially important if the insurer travels often, relatively young, and has a family. Please note: You can buy AD&D Insurance separately.

Accidental Death & Dismemberment Rider: Same as above BUT if you lose 2 limbs or sight will pay the death benefit. Some policies may offer smaller amounts if losing 1 eye or 1 limb. This is great for those that work with their hands.

Disability Income Rider: You will receive a monthly income if you are totally and permanently disabled. You are guaranteed a specific level of income. Pay attention to this detail, depending on the policy it will either pay you depending on how long the disability lasts OR time frame of the rider.

Guaranteed Insurability Rider: Ability to purchase additional coverage in intervals based on age or policy years without having to check insurance eligibility.

Level Term Rider: Gives you a fixed amount of term insurance added to your permanent policy. This rider can add 3-5 times the death benefit or your policy. Not a bad deal!

Waiver of Premium Rider: If you become disabled which results to the inability to work/earn income, the waiver will exempt you from paying the premiums while your policy is still in force! There is a huge gap between policies and insurance companies so the devils in the details with this rider.

Family Income Benefit Rider: In case of death of the insurer, this rider will provide income for a specific time period for your family.

Accelerated Death Benefit Rider: An insurer that is diagnosed with a terminal illness will receive 25-40% of the death benefit of the base policy (The decision is made between the insurer and the insurance company). This will lower the death benefit however depending on your finances or living lifestyle, this rider should not be taken lightly and should seriously be considered.

Long-Term Care Rider: If the insurer’s health compels to stay in a nursing home or receive care at home, this rider will provide monthly payments. Please Note: Long Term Care insurance can be bought separately for more benefit.

6) The Medical Exam:

This section is not to scary you away but to mentally (and possibly physically) prepare you for the medical exam so this way you know what to expect and can get the lowest possible premiums while receiving the highest possible death benefit. This really shouldn’t be a concern if you work out regularly and maintain a healthy eating habit (notice I said habit and not diet. Diets don’t work for long term).

The exam is mandatory for most insurance policies. Many term insurance do not require one but expect a low death benefit and/or higher premium. The idea of the exam is not just to see if you’re insurable but to also see how much they will charge the insurer/policy owner. The exam is done by a “paramedical” professional that are independent contractors hired by the insurance company who either come to your home or has an office where you/the insurer visit. They are licensed health professionals so they know what to look for! In very few cases the insurance company may ask for an “Attending Physician Statement (APS)” from your doctor. This must be provided by your doctor and NOT copies by you. TIP: The “paramedical” job is to give the insurance company a reason to increase your premiums so don’t give any details that are not asked.

First part (either called Part 1 or Part A) is complete by the Agent or by you. Part 2/B is the paramedical or physician portion. The best bet is to have your agent contact a paramedical that specializes in mobile exams for an easier exam for you. Paramedical will contact you to schedule an appointment. The exam is not optional so it’s not a matter of yes or no but when and where. This entire exam will cost you nothing except time so make the time, life insurance is important!

The paramedical/physician will take your medical history (questions), physical measurements of height and weight, blood pressure, pulse, blood, and urine. Additional tests will vary based on age and policy amount (yes, the higher the death benefit = the more tests that must be provided). Now if the policy is substantial, the insurance company may not send a paramedical but require an actual Medical Doctor to exam you. Of course, this is chosen by the insurance company so remember my tip earlier! This exam may even include a treadmill test and additional crazy exams in order to see if you qualify for that substantial amount and low premium. On the flip side, if you choose a low insurance policy, you will just have a paramedical doing simple tests that mentioned earlier with no additional exams.

What they are looking for: Paramedical/Physicians are looking for health conditions that may shorten your life. Remember, insurance companies are here to make a business and if you’re a liability then it might be a risk they do not want to take or raise the premium to make the risk tolerable. Blood and urine is taken to see the following:

– your antibodies or antigens to HIV

– Cholesterol and related lipids

– Antibodies to hepatitis

– Liver/kidney disorders

– Diabetes

– Immunity disorders

– Prostate specific antigen (PSA)

– Drug tests such as cocaine

The Results: They are sent directly to the insurance company’s home office underwriters for review. Many times you can request (must be written request) to receive a copy of the results however many insurance companies will automatically do this. Many times they will find abnormalities but it’s usually not a concern and just speak to your medical professional for a follow up (remember: the insurance company will look at these exams with a “fine tooth cone” in order to see what the risk are). The underwriters will look at the exam results and the application (remember part 1/a? well, now they want to see if your also lying) and determine the premium amount. Smokers pay more; any nicotine in your system will consider you a smoker, even if it is just socially.

The premium is determined by a category that you fit in. This really depends on the insurance company on how they factor but the general rule is if you are a higher risk, you pay higher premium. If you are standard risk, you will pay a standard premium, and if you are a preferred risk, you will pay a low premium.

You can decline the policy after you receive the final quote after the exam but do remember this: All results will become part of the MIB group’s database (Medical information Bureau). This is a clearinghouse of medical information that insurance companies use to store information after you apply for Life/Health/Disability Income/Long Term care/Critical Illness insurance. So for seven years it will be on database. You can receive a free report annually (like a credit check) at their website which I included at the bottom of this article.

Now that you know practically everything there is to know about life insurance. I hope you realize how important it is. It may seem like a lot but the hardest part is simply choosing what type of policy is right for you. This can be done with the help of your Agent. In the end, everyone is different and everyone should analyze their own situation and need for the beneficiaries. If you have even the slightest concern for a loved one regarding what will happen if you was no longer with us then you should consider life insurance. There truly is a feeling a relief once you know you and your loved ones are covered regardless of how much you or that person makes. For many that feel that their loved ones don’t need the death benefit due to whatever the case may be (“they earn enough money to survive” is the biggest reason I hear against life insurance), this can be a simple last gesture of “I love you” or appreciation for them being part of your life.

I hope I was able to educate you in Life Insurance and if you have any additional questions please feel free to email me.

MIB website: http://www.mib.com/html/request_your_record.html

Source by Michael Aponte

Birthday Characters: There are Lots to Choose From

Birthday Characters: There are Lots to Choose From

Parents putting together a birthday party for their kids will surely have lots of different birthday character possibilities to choose from in deciding the theme of their child's party. When picking out a character you'll need to keep in mind several things. The age of your child and their friends and what their favorite hobbies and television shows are. You could even pick a character from a video game if that's what your child is into.

Winnie the Pooh is great for kids as young as one year old and up to seven or eight years old. Some adults even like Winnie the Pooh enough to throw parties based on his character from the hundred acres woods. This character is also appropriate for both genders and makes a good character for coed birthday parties.

Dora the Explorer is a character on a television show named after her. She lives in a Latin American country and is geared towards preschoolers. This makes a great birthday character to theme your kid's party after if you know that your child is adventurous or likes to go on quests of his or her own. You can also combine this with a fiesta style birthday party with a piƱata.

Some of the Sesame Street characters will make excellent birthday party characters for children in elementary school. Sesame Street is about learning and sharing and the characters are great for birthday parties of kids in this age group. You can also find lots of Sesame Street party supplies online to help decorate the party.

Older kids might have different tastes. Kids still in middle school might go for a Disney Gang party with all of the characters that have been associated with Disney. You could also hold a Disney Princess party for an all girl's birthday party. Boys might like a Sponge Bob Square Pants Party.

Source by Gail Leino

Why Hair Braiding Can Be More Than Just a Hobby

Why Hair Braiding Can Be More Than Just a Hobby

Whether you keep your hair completely natural or have made use of hair weaving and extensions, you probably have some experience with hair braiding and styling. Some of us always go to a salon or professional to get our hair done, but for those of us who are more recession-minded, learning to do your own hair or your child’s hair is the first step to saving money when it comes to your hair.

Now, if you have taken the time to learn how to do your own hair, ask yourself these questions: Do your friends often compliment your newfound skill? Are you passionate about learning new styles and techniques for hair braiding? Have you ever thought about expanding your skills and talents to your friends, their friends, and other potential clients?

If you have the work ethic and the willingness to invest your time and talent, it is possible to take your hair braiding hobby to a new level-starting or expanding a business of hair braiding and hair weaving.

First of all, the reason hair braiding is such a practical business venture is because you already have the key component that will make money-your skill at doing hair. If you have invested in self-taught work, training sessions, or instructional DVDs, you have already made the first step to money, so why not continue? Obviously, if you are going to experiment with extensions and hair weaving, you will have to pay some start-up costs, but the skills you will gain will soon outweigh these minor costs.

Second, you will never run out of clients if you play your cards right. If you are a talented stylist (or even if you are just beginning!), your friends and family will want to support you, and they will undoubtedly tell their friends if you take the time to do quality work on their hair. Especially for those who are not looking to start a big business, marketing will take care of itself. For those more serious about expansion and development, you already have a base of clients, but there are plenty of tools to help with advertising and publicity for your new skills.

The third reason you can certainly expand your hobby into a business is that you obviously already have the creative drive and potential if you have successfully learned hair braiding techniques. It takes time and practice to develop any kind of business, but the best money-making ventures involve someone who is passionate about their work. If you are even thinking about starting a hair braiding/hair weaving business, then you almost certainly have experience and creativity that will help you along the way. Just keep your confidence and your skills in mind, be prepared for anything, and remember to believe in yourself.

Source by Camille Adelman

Working at Home – The Benefits

I have been working at home for some time now beginning part-time while I had a noisy office job, but now I can work anywhere with a good internet connection. The accent is on "good connection" because if it is not it will drive you crazy. (I am currently staying in a caravan and the line keeps dropping out or not connecting, I can not think of anything more frustrating unless otherwise it is running out of petrol but that is likely to be your fault, a poor connection is not!

So why do I enjoy working at home?

Time Freedom – Yes you still have to commit to regular time slots of productive input but you can work around family commitments, hobbies and your chosen activities.

Location Freedom – Last winter we spent 6 months in the sunny climate of Spain where I worked mostly mornings while my partner enjoyed his sporting activities, so that we could enjoy exploring beaches and other delights in the afternoon. When you enjoy your work it is more of a hobby and labor of love.

Choice of surroundings – I prefer the peace and quiet of shutting myself away when I work at home. No constant chatter or phones ringing. I can also work in a temperature I am in control of instead of incredible heat in the summer, and almost frostbite in the winter, which we suffered in our old offices. In fact on many occasions we wore our coats and finger-less gloves. The surroundings at home are much more pleasant and not dusty. OK, so I had to forego the companionship of work-mates but you can not have everything. There is a saying you can have anything but not everything; you have to choose when you set your goals!

No Office politics – Or aggravation from the boss or anyone else. She was a very difficult boss to work for which was highlighted by the continuous staff turnover. Why did I stay – because it was not too far from home, I liked my job and my colleges and I knew it would be temporary, though I did stay for 5 years. So I was well and really ready to leave when I did!

For anyone else coping with a boring or less than satisfactory job, a book with some great suggestions for improving it is: "Thank God Its Monday" by C Cameron and S Elusorr.

Earnings – Your income is up to you, your efforts, innovation and commitment once you have built your business to your required level. There are both millionaires and part-timers in the industry. The choice is yours.

The simplest way to work online I think is affiliate marketing as long as you enlist the guidance of a good coach, who provides great products and up-to-date training. This enables you to learn the necessary techniques whilst at the same time learning generous responsibilities.

How do you find great coaches – word of mouth is great, or Google YouTube or look online, check out what others are saying. So if working at home is something you aspire to begin part-time and see if you like it as much as I do.

Source by Anne O'Dwyer

All You Need To Know About CATS

All You Need To Know About CATS

TABLE OF CONTENTS

  1. Introduction
  2. Basic Cat Info

2.1. Communication

2.2. Adaptability

2.3. Senses

2.3.1 Hearing

2.3.2 Seeing

2.3.3 Smelling

2.3.4 Tasting

2.3.5 Feeling

2.4. Behavior

2.5. Breeding

  1. Popular Names
  2. Beds
  3. Carriers and Crates
  4. Games
  5. Toys
  6. What Makes cats So Affectionate
  7. Facts

INTRODUCTION

The question of whether or not a cat’s love is real might seem ridiculous to those who do not own cats. Dogs might claim the title of man’s best friend, but everyone who has lived with cats knows they’re simply too awesome to want to be friends with. Some might argue, however, that those who own cats apply human characteristics to non-human entities. Well, those who argue that all animals take care of their young ones just because of instinct have obviously not spent time with a cat. This article has helpful information about cats, together with just about everything you might want to know to help you and your precious cat in living together.

BASIC INFO

Communication

Cat communication has many varieties of vocalizations. They consist of mewing, purring, hissing, growling, trilling and grunting. Cats have cat pheromones and a number of specific body languages as well.

Adaptability

Like other felids, cats have a similar anatomy. They are very strong with quick reflexes, flexible bodies, sharp retractable claws, and very sharp teeth that are adapted to killing small prey like mice.

Senses

  • Hearing

Cats are known for having astounding senses. A cat’s outer ear flap takes in sound from every direction, which then goes down their ear canals to the eardrum. After the sound vibrates on the eardrum, the middle ear changes the vibration to sound waves and sends them to the cat’s cochlea and finally the brain. A cat can hear from twenty hertz up to approximately 65,000 hertz. Since a cat responds more readily to a high pitch than a low pitch, this might be the reason a cat seems to like a woman better with a high-pitched voice. The ears are also assist cats in balance. This is the main reason why cats normally land on their feet when falling.

  • Seeing

The feline eye structure has the cornea, the lens, the retina, the iris, and the tapetum lucidum. The tapetum lucidum is a layer of mirror-like cells that reflect small amount of light, helping a cat to see. This is why a cat only needs 1/6 of the light that a person needs so as to see clearly. Nonetheless, cats cannot see in total darkness. They also have a third eyelid known as the haw to protect their eyes. A cat’s pupil is elliptical to help control the quantity of light that enters. In semi-darkness, their pupils dilate and become almost flawlessly round. A cat’s pupil can dilate 3 times more than that of a human being.

  • Smelling

A cat relies on its sense of smell to establish its territory, and to know if food’s safe to eat. A cat’s nose has almost 200 million nerve cells, making its sense of smell fourteen times more sensitive than that of a human. Astonishingly, a cat can remember a certain smell for the rest of its life.

  • Tasting

Although a cat only has 475 taste buds, while humans have 9,000, it has unique papillae to make up for it. Its tongue is covered with numerous small projections that hook downwards, giving it a rough, sand-papery feel. The papilla helps them scrape meat off bones and hold their prey. Cats also have problems tasting salty and sweet food since their taste receptors favor high-fat and high-protein tastes.

  • Feeling

Cats have an average of twenty four whiskers on their face; these hairs very thick and are rooted three times deeper. Whiskers are very sensitive to detect slightest changes in air current. They are also used to see if a cat can fit through a gap. Not only are the whiskers all over a cat’s face, but they are also on the back of its front legs. Whiskers are replaced whenever they fall off. A cat’s fur has unique sensitive nerve ending that detect a slight touch. Their paws are also very sensitive to touch.

Behavior

Free-ranging cats are lively both day and night, though they tend to be more active at night. The timing of a cats’ movement is quite flexible, meaning that house cats can be more active early in the morning and late in the evening (crepuscular behavior). This is due to greater human activity that occurs at these times.

Breeding

Under controlled breeding, cats are easily bred and shown as registered pets, a hobby called cat fancy. Failure to control their breeding by neutering has led to large numbers of feral cats. This has led to extinction of countless bird species.

POPULAR NAMES

Every cat loving person would want to give his/her cat the best name. If you take a look at a number of the most popular cat names, the lists will almost at all times have similar names on them. Nonetheless, the reputation of cat names differs from one nation to another. The ranking of most admired cat names can be easily assessed, from pet insurance registrations to breed registries. The United States’ biggest pet insurer, (VPI), releases yearly rankings of their most popular cat names

Top cat names seem to be Max, Tiger, Princess, Shadow and Ginger. These cat names seemed to be constant over the years; they are still on most lists of popular cat names. Shadow, Tiger and Ginger are no brainers; it is pretty self explanatory why somebody would choose these names. Abby and Max, however, are a little less understandable.

Either way, there’re quite a few names that will keep resurfacing on the top lists every now and then. Some of the most common cat names recently are Lulu, Misty, Charlie, Dexter, Ma, and Oliver. Perhaps the oldest and the traditional favorite is the name Mitten that’s still used today. Today’s popular cat names seem to come from culture movies such as Disney films, for instance, Nala, Simba, and Tinkerbell. Some fashionable and fitting cat names are related to their fur coloring like Midnight, Java, Crow, Shadow, Cinder and Ebony for black cats. No matter where the muse comes from, sometimes the names just come to us as if by celestial intervention.

Top 5 Names:

  1. Max
  2. Bella
  3. Whiskers
  4. Chloe
  5. Kitty

BEDS

On average, a cat spends 2/3 of the day sleeping. Every cat considers its routine nap a must when it comes to its daily duties. As the individual requirements for each playful feline are different, so are their cat bed preferences.

Whether your cat prefers to nestle in a warm corner or under the sun, nearly all cats prefer warm and comfy places to sleep. From chic luxury cat beds to pyramid-shaped cat beds and pads, there’s a large variety of styles obtainable to suit your cat’s preference.

When browsing through different styles of cat beds, whether you consider covered beds, heated cat beds or luxury cat beds, remember that your main aim is to choose the type that will offer your cat the comfort and warmth that is just right for it.

CARRIERS AND CRATES

Cat containment and travel is made comfortable, easy, and convenient with the correct cat carriers and crates. There’s no doubt that dogs and cats differ from one another in many ways. As every cat fanatic knows, cats just do not seem to share the pleasure their canine counterparts get from vehicle rides, regardless of duration or distance.

Cat carriers are intended to make vehicle rides more bearable for your playful felines, ensuring their comfort and safety. There’re also a variety of moveable cat carriers that are obtainable in both soft and high-impact materials.

You should choose one that is easy to clean to help contain yours cats together with their good health during the drive. Offer your cats with safe and moderately trouble-free travel as well as a pleasant travel experience with convenient cat carriers and Crates.

GAMES

Domestic cats, particularly young kittens, are well known for their love of games. Cats engage in play fighting, with one other and with humans as well. This behavior imitates hunting and is important in helping young kittens learn to stalk, capture, and kill their prey. Many games have also been invented for cats.

Top Games

  • The Crazy Cat

This is one of the best games for cats on the Android market. The game is specifically written for you and your cat! CrazyCat HD will certainly amuse both you and your fuzzy friend with pretty animated critters that you control with your phone while your cat runs around your tablet screen.

  • Friskies Cat

Friskies is one of the companies that are excited to feed cats’ senses with playful games. The movement, colors, and game-play have been examined and tested for utmost feline fun.

  • Cat Fishing

Cat Fishing is an all-new cat game that’s designed particularly for cats. Tap “start” and begin watching your cat play. The more your cat catches, the more difficult the game gets.

  • Catnip mouse

This is a common game among cats. Skillful hunters, Munchkins love this game, but after they finish playing, they desire a warm lap to burrow into and strokes from a tender hand.

TOYS

Most housecats, although they are much safer inside, tend to be underactive and overweight. Cats, like dogs and human beings, benefit from exercises and being active, both mentally & physically. So, you need to get our cat up and moving, and there is no better way to persuade out their natural instinct to stalk and hound prey than charming them with cat toys.

Top Toys

  • Pounce

Pounce is an innovative cat toy that provides the final in interactive play for your cat. It is an electronic mouse that acts like a prey but never stops running.

  • Dart

The dart toy is designed to engage your feline companion in enthusiastic play. It consists of rotating circular laser patterns that your cat stalks and chases for hours.

  • Twitch

Be prepared for pouncing, jumping, chasing, and maybe even the sporadic half-twist somersault. The Twitch is an amazing bouncing feather teaser toy that constantly plays with your cat even if you are away.

  • Bolt

The bolt is an interactive cat toy that plays with your cat, instead of the other way round. It is an automatic laser toy that will have your cat bouncing off the wall.

Why Buy Cat Toys?

  1. They help you build a close relationship with your cat
  2. It helps relieve a cat’s boredom and stress
  3. It is a good way of exercising your cat
  4. Cat toys help improve your cat’s blood circulation
  5. They build muscle tone and prevent/reduce behavioral problems

WHAT MAKES THEM SO AFFECTIONATE?

  • Socialization

The first few days of a kitten’s life are vital in helping it feel safe and contented around the people caring for him. Regular handling and comforting words at the kitten’s early stage increases the chances of it becoming a loving, well-balanced cat. This is also the perfect time to make sure that it does not associate human hands with play toys. Let it play with toys and set aside your hands for holding.

  • Genetic Factors

Breeding and genetics play a role in your cat’s temperament. Of course, your cat does not have to be a pure-bred to be an aristocrat in its manners. A good disposition is not elite to pedigrees, as all loving owners of friendly cross-breeds know. Conversely, some cat breeds are more known for their friendly temperaments. The Bombay cat, for instance, is noted for its affectionate, playful nature on the Cat fanciers’ website.

  • One-On-One

It is a case of sticking to the golden rule, catlike style, by treating the cat how you would like to be taken care of if you were them. Study conducted by the University of Vienna reveals that the more attention you allocate to your pet, the more affectionate it will be in return. Of course you already know that by now! The research, based on in-depth interpretation of how owners interact with their revealed that if individuals spend extra time interacting with their pet, it is more likely to remember the compassion and return the favor.

  • Mother Love

Your little cat needs you for warmth, food and shelter and when it curls up on your lap, it’s showing its appreciation, mainly after dinner! Food’s often used as a token of friendliness, and the way that a cat and a human being relates to food are the same in nature to the interaction seen between human care-givers and pre-verbal infants.

FACTS

Below are amazing facts about cats that you probably never knew;

  • Can rehydrate by drinking sea water
  • A cat sweats through its paws
  • Produce a similar brain wave pattern like in humans. This means that they can dream
  • Have led to the extinction of several species
  • Ancient Egyptians killed anyone who killed a cat
  • Switzerland legalized eating of cats
  • An infected cat can cause Toxoplasmosis
  • A cat’s nose is different from another, just like we humans have different fingerprints
  • The Japanese consider black cats as a sign for good luck
  • Ancient Egyptians used to shave their eyebrows when a cat died
  • An Italian tycoon left over $ 13 million to a cat
  • Recent study shows that owning a cat reduces the risk of stroke and heart attack
  • An adult cat only meows to communicate with humans
  • Korea and Japan have cat cafes for you and your cat to hang out
  • The CIA spent over $ 20 in the 1960s training cats to spy
  • Can die from eating chocolate
  • Every year, almost four million cats are eaten in China as a delicacy
  • Are America’s best pets
  • Can swallow their food without chewing
  • Make almost 100 different sounds while dogs can only make 10.
  • Have thirty two muscles controlling their outer ear
  • Cannot taste sweetness
  • Sleep for approximately 70 percent of their lives
  • The longest cat that was ever measured was 1.23 m when fully stretched

Source by Tom Broadbridge

Making Aircraft From Kits

Kits make building a plan quite easy. There are many different types of airplane kits. You simply need to find a design you like, buy it and then put it all together. Kits vary from the simple to the very complicated and come in wood, plastic and metal.

Airplane plans and kits are available in many variations to suit all potential aviation enthusiasts. There's a great deal of pleasure to be had from pilot your own plane. It's a hobby that can bring hours of fun. Model planes are available for children, adults and those of all skill abilities.

There are choices for both new and experienced users. Plastic aircraft kits have a flexible selection of uses. Lightweight designs afford a higher flying speed and the ability to fly for a longer distance. Costs are low for basic airplanes and if you do not need your aircraft to fly, there's always model aircraft for display purposes only.

Kit planes made of wood offer similar attributes to the plastic planes, giving choices between models for display only or construction of aircraft that will actually fly. Wooden aircraft kits take longer to put together than their plastic counterparts, but assembly is usually straightforward.

Remote radio-controlled airplane kits, usually called RC airplanes, suit the most fun type of model aircraft. The controller becomes the pilot! RC aircraft models are available to a varied range of beginners right through to expert level. Money wise the cost can be quite low but it can also reach thousands of dollars depending upon the superior, dimensions and detail required.

Model aircraft are hugely popular. Thousands of aircraft, airplane plans and kits are available to make replica aircraft. Plans are can be bought not just for modern aircraft, but for plans of airplanes since the early days of their invention.

There's a great deal of interest in aircraft from the World War One and Two eras – these represent the highest plan sales. Approximately 200,000 model aircraft builders face the same problems in selecting the aircraft that they want to construct and then finding the right plan to suit them. Many plan purchasers will build the aircraft from balsa wood which is easy to work with.

Prices vary: Display only aircraft cost anywhere from $ 30 to $ 250. Radio controlled craft cost beginners' in the $ 50 to $ 200 range. Experienced flyer's aircraft aircraft come in at about $ 200 to $ 500. If you choose to build yourself, the plans will cost you in the region of $ 20.

It's vital to get full assistance for each aircraft's building method. This will ensure that each piece is exactly correct for both size and weight. This will aid the 'balancing' of the aircraft during its time in the air.
Some plans will include specifics of what types of wire should be used, whether it's piano wiring for propeller shafts or electrical wire for motors.

Ready constructed, fully functioning motors can be purchased for your airplane if you intend to fly it. This applies to almost all plans for aircraft, airplane plans and kits.

Source by Dani Mer

A Brief History on Model Trains

A Brief History on Model Trains

Ever wondered where exactly did the hobby of making model trains started from? Or how long has the model train been around? Who started it and who's been doing it ever since?

Like much of anything built by modern man, these trains appeared as soon as their real counterparts came along. It was sometimes in the 19th century that the modern railway system was invented and around this time, people have been making the model equivalents of each train as well. Initially, the models were meant to promote the trains themselves as most people did not have the chance to see an actual train then. Before a railway could be completed, models of the railway and their trains would be on display to invite prospect passengers and curious creatures into thinking about riding a train.

As time progressed, people started wanting the model trains for themselves and viola, the model train industry was born. The trains in the 19th century were never as endearing as what we have today. Most trains were made with tin and wood and were not even working models although one stand-out manufacturer in the name of Marklin started developing and selling working locomotive models as soon as the train toy demand sky-rocketed. Up to this day, Marklin remains to be one of the top manufacturers of model trains having kept their tradition of excellent quality and a hefty price tag.

These trains were not big in America alone. Hobbyists included children and adults from both America and European nations such as the UK and Germany. It can even be noted that before the first world war, most prototype train manufacturers were from Germany. However, during the height of the war, shipments to America were stopped and this condition in model train shipments wave birth to American manufacturers such as Lionel and Ives.

The hobby grew large and demand was through the roof but the common problem with working prototype trains was that they were too expensive. The solution was later discovered by some American brands. They simply made less- complicated designs which had such an appeal to the middle class that the model train hobby became one of the largest hobbies during those times.

Upon entering the 20th century, these trains became more detail oriented and layout designs became more complex. Up until today, modelers are still in their search for making their dream layouts complete with realistic backgrounds and model houses.

Source by Esteban Cuenca

EMT Basic Training – Hobby Or Duty?

It is difficult to asses the motivation level of a person. It is even more difficult to dispute the commitment of someone in a medical profession. According to the recent statistics most of the Emergency Medical Trainers or EMT, as they are called, work on a volunteer basis. The United States labor department revealed that among the total number of EMT that are trained to work in the fire department, about 80 percent work for free. Similarly, The State department of health claims that nearly 70 percent of the registered EMT agencies in the United States hire on a volunteer basis. Before making or rejecting any claims let us look at some figures:

The Education of EMT

Keeping in mind the above statistics, remember that most of these EMT volunteer workers undergo at least a month of training before being officially inducted to provide the necessary life saving services. Also, among these are seasoned professionals who pass rigorous medical testing and licensing requirement to work as a full time Emergency medical trainer. It should also be noted that many States require experienced EMT to undergo at least one year of studies. There are also several professional courses that extend to two years.

Pay & Working Hours of EMT

Now add to the fact that a full time EMT worker earns on average one of the lowest basic salaries in the nation. It is difficult to estimate the average of all the EMT workers but a rough estimate puts a pay range between $ 19000 and $ 33000 per year. Only 2 percent earn more than $ 50,000. If this does not provide a grim picture then consider the long working hours for the EMT. On an average, an Emergency medical trainer in a firefighting department typically works 50 hours. The hours are further extended in a hospital environment. At hospitals the average can extend to 60 hours.

Is becoming an EMT a Hobby or a Duty?

It is true that the basic EMT training does not require a professional degree and can be completed in a short period of time but it does not mean that the volunteers and practitioners join the profession as a hobby. The statistics above are provided to strengthen the claim that the volunteers and professionals who undergo the basic EMT training are committed to serve the community and take it as their duty to fill the gap left vacant by the shortage in the healthcare system. Most of these volunteers take the basic EMT training work with the firefighting departments. No one in their right frame of mind will work in such a dangerous profession if they are not willing to take it as their duty to save human lives.

More Proof

It should also be noted that the basic EMT training is necessary for the firefighters, police and medical professionals. All of these professions are well reputed in the society and any claim to point out a professional in these jobs to undertake EMT out of the necessity, is difficult to prove. It is understood that the basic EMT training is only required in those professions which are considered to be the first line of defense against major disasters. It means that societies depend on these professionals with their lives. Therefore it is a further proof that the required basic EMT training in some department is taken seriously by a selected group of people who have already committed themselves to our well being.

Source by John Parks